If your loved one is in a position where they refuse or are unable to make appropriate choices, you may need to be appointed by the court as a guardian or conservator.
Impairments ranging from disability to the effects of aging can make it difficult for people to handle their own medical and financial decisions.
Many families and individuals in Arizona face the same challenge when it comes to long-term health care: how to pay for the rising costs of care. In Arizona, Medicaid can help cover the long-term costs of nursing level care, including assisted living, nursing homes and even in-home residential care.
In-home care options can often cost $25 to $30 per hour or more, and skilled nursing communities can cost as much as $8,500 per month or more. It’s no wonder that many families struggle to find the best financial options when a loved one is faced with long-term health needs.
Fortunately, there are programs in Arizona to help cover these long-term costs. Arizona Long-Term Care System, or ALTCS, is a branch of Arizona’s Medicaid program that covers long-term health care for qualifying individuals. ALTCS provides health insurance and coverage to people who need “nursing home” levels of care, and this may include care in a licensed nursing facility, residential care facility, rehabilitation center, assisted living facility, or even at-home care.
ALTCS provides incredible benefits, but the application and approval process can be daunting. In fact, 79% of ALTCS applicants are denied eligibility for long-term health care coverage because the ALTCS application process is so complex.
With the right planning, however, you can get approved for ALTCS and protect your assets during the process. At JacksonWhite, we’ve helped thousands of individuals become eligible for ALTCS, qualify quickly, and protect their assets in the process.
To learn more about how we can help your loved ones with the ALTCS process, call us today at (480) 613-8228 or read more below.