Nearly $473,000 in ALTCS Penalties Negated for Family’s Elder Care Case

Overturning a Transfer Penalty to Protect Long-Term Care Benefits

Our client's family faced a steep ALTCS transfer penalty that threatened to delay the long-term care coverage their mother needed. Our elder law team built a detailed rebuttal using records, communications, and documentation to demonstrate the transfers qualified for exception, successfully negating nearly $473,000 in penalties and preserving her eligibility for care.

Preserved $400,000 Inheritance

Obtained ALTCS Benefits without Spend Down

After being diagnosed with Alzheimer’s, our client entered a care home that cost $7,500 a month. She feared she would outlive her savings. We were able to prepare strategic gifting, where she gifted enough of her assets to qualify for ALTCS.

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