Common Concerns ALTCS
Married couples should be able to arrange their affairs to minimize their countable resources. Doing so can help them keep more assets for the well spouse, while helping the other qualify for the ALTCS benefit. The time for couples to make these arrangements is well before the financial assessment, as this could minimize potential delays in eligibility. Married applicants who engage in good planning should not be concerned about impoverishing the well spouse.
When to Start ALTCS Planning
The time to start planning for ALTCS is when there is a medical need that might induce long term care. Each year, the majority of ALTCS applicants are denied eligibility for long-term care coverage because of poor planning. It can take roughly three to five months for ALTCS to process an application. Preparing for ALTCS in advance maybe the best approach, but even those who have not prepared, and need immediate care, can become eligible for the ALTCS benefit if they meet strict medical and financial requirements.
What ALTCS Covers
The ALTCS benefit is unique to Arizona, and is based on a managed care concept that enables the state to pay for a variety of services. In addition to helping with skilled nursing and nursing home costs, ALTCS covers certain in-home services as well.
ALTCS Medical Eligibility
An ALTCS medical assessor will complete a “PAS” (Pre Admission Screening) to determine if the applicant needs long term care. Medical eligibility is based on how much assistance the applicant needs with activities of daily living.
What to Expect During Your ALTCS Consultation
Once you contact JacksonWhite law firm, you’ll first start with a FREE pre-screen and then work with a qualified, comprehensive team, of individuals including; social workers, benefit processors, and attorney to help you or your loved one qualify for the ALTCS program.
Contact the JacksonWhite Elder Law team today at (480)467-4337 and learn how we can help to ensure you receive the maximum ALTCS benefits available, while preserving as many of your assets as possible.
