While it may be general practice among other law firms to pass these increased costs along to the client, at JacksonWhite we have elected to absorb some of the miscellaneous costs associated with filing bankruptcy. We hope to keep the total money coming out of your pocket as minimal as possible.
Once someone makes the decision to file for bankruptcy, the next question is – “What chapter should I file?” There are four different chapters that an individual can file – Chapters 7, 11, 12, and 13. Chapter 12 is for farmers and fishermen (and no, occasional fishing trips or having a garden in your backyard does not qualify you). Chapter 11, while most often filed by businesses, can also be filed by those who make too much money for a Chapter 7 and have too much debt for a Chapter 13. If you are an individual, it is most likely that you will end up filing a Chapter 7 or Chapter 13.
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