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Expert Phoenix bankruptcy attorneys are ready to help.

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Arizona Chapter 7 & 11 Bankruptcy

Why hire a bankruptcy attorney?

  • Understand your rights
  • Avoid further complication
  • Minimize losses
  • Receive individual advice
  • Maintain complete confidentiality
  • Regain your peace of mind

Still not convinced?

What is Chapter 7 Bankruptcy?

Most common form of consumer bankruptcy. Also known as liquidation (debtor is required to sell non-exempt resources and distribute proceeds to creditors.

Who qualifies?

Individuals with little to no income.
See bankruptcy means test.

How does it work?

  1. Meet with a bankruptcy attorney to determine the best place of action.
  2. You file bankruptcy.
  3. Automatic stay prevents creditors from collecting debt or repossessing property.
  4. Trustee is appointed to collect and divide non-exempt assets ong creditors.
  5. All your dischargeable debts are discharged.

Click here to learn more about Chapter 7 in Arizona »

What is Chapter 11 Bankruptcy?

Allows debt adjustment. Immediate liquidation of assets.

Who qualifies?

Individuals with significant non-exempt assets or above-median income and debts above statutory limits. Entrepreneurs who operate as sole proprietors or own a business entity. Businesses that seek to remain in business rather than liquidate.

Advantages of Chapter 11?

  • Continued control of assets and/or operation of business.
  • Power to reject burdensome leases and/or abandon assets.
  • Option to pay back taxes over time.
  • Ability to craft your own plan or reorganization.

Click here to learn more about Chapter 11 in Arizona »

What is Chapter 13 Bankruptcy?

Similar to Chapter 7 but debtor repays some or all of the debt. Similar to Chapter 13 restructuring plan.

Who qualifies?

Individuals with regular income.

How does it work?

  1. Debtor works closely with attorney to form restructuring plan.
  2. Attorney drafts written plan for court approval.
  3. Repayment begins 30 days after filing with court. Debot has 3-5 years to repay creditors.
  4. Debtor retains all property.
  5. After repayment is complete, all debts are discharged.

Click here to learn more about Chapter 13 in Arizona »

What Our Clients Say:

“For us the bankruptcy process has been challenging, upsetting, stressful and incredibly humbling, and we have been grateful for the professional assistance, support and expertise.” -CW

“All of our questions were answered promptly and thoroughly. They were very professional and were very understanding of the emotional side of bankruptcy.” -R

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