Frequently Asked Questions

Social Security Disability helps individuals of all ages who become disabled for a certain period of time. Social Security Disability is mainly used to help those with long-term or permanent disabilities. If you are approved by the Social Security Administration, you will receive a monthly income to pay for bills such as food, mortgage, and utilities. It is meant to help people until they are able to re-enter the work force.

Do I have to be permanently disabled to receive social security disability benefits?

No, you don’t have to be permanently disabled to receive benefits. You must be disabled for at least one year, or are expected to be disabled for one year.

Can I work while receiving Social Security disability without losing my benefits?

The SSA allows a trial work period, where you can test your ability to work for up to 9 months without losing your benefits. After the 9 month period, you are allowed to work for an additional 36 months without losing your benefits, as long as you don’t make more than $1,010.00 per month.

How long does it take to hear back from the SSA regarding my application?

This usually takes between 3 and 5 months, but remember almost all applicants are denied during the first stage.

How Can I Find Out if There is a Will?

The presence of a valid will can greatly simplify the estate process, so it is important to determine if such a document exists. You can start by looking through the deceased’s possessions and documents for a will, but in many cases, the will may be stored elsewhere.

You can check with the bank where the deceased had his or her accounts – the will may be stored in a safe deposit box. You can also check with the attorney who handled taxes and other matters for the deceased. If you still come up empty, you can contact an experienced estate attorney to continue the search for a valid will.

When will my SSD benefits end?

The Social Security Administration will check over your case from time-to-time to make sure you’re still disabled. As long as you’re still disabled and can’t work, you will continue to receive benefits. Once you reach the age of retirement, your SSD benefits will change over to retirement benefits.

Why is there a 5 month waiting period for Social Security disability benefits?

This 5 month period is in place to make sure the SSA doesn’t give benefits away to those who don’t have a long-term disability. Approved applicants will receive their benefits the first day after this 5 month waiting period.

When should I apply for Social Security disability?

You should apply for SSD right when you become disabled. You can apply the very same day.

Can I qualify for short-term disability?

No. Social Security only covers those who are totally disabled. No benefits are paid for partial disability or short-term disability.


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