Eliminating the Personal Guarantee Through Bankruptcy
Introduction If you have ever opened your own business you quickly learned that business credit for a small business simply does not exist. Sure, banks
7 Reasons Why You Should Not File for Bankruptcy
Introduction I meet with a lot of people who believe that bankruptcy is going to be their best option. And truthfully, for most of the people
How to Estimate Your Chapter 13 Bankruptcy Plan Payment
Introduction Chapter 13 bankruptcy has a lot of powerful tools and advantages over a chapter 7 bankruptcy. It also has a few disadvantages – the main one
13 Pitfalls of Bankruptcy in Arizona
Introduction Bankruptcy is a powerful tool that can once and for all eliminate your debt problems. And while bankruptcy is a lot less painful than
Bankruptcy – What Does It Cost To File? FDCPA Lawsuits – Fight Back Against Abusive Debt Collectors!
Introduction Too often people fall behind on their bills and believe that they just have to take the abuse the debt collectors are dishing out.
When Bankruptcy Goes Bad: Why Chapter 13’s Fail
Introduction 33%. Lately I have been researching success rates of chapter 13 bankruptcy cases and while there is data all over the place from state-to-state and year-to-year,
7 Ways Your Life Will Improve After Bankruptcy
Introduction When meeting with people to discuss a bankruptcy filing it is clear that for most that they are in what they view as a
Bankruptcy Process – Dealing With Credit Unions and Cross Collateralization Agreements
Credit Unions – Good Cop/Bad Cop When times are good your credit union can seem like they are your best friend. However, if times get
New Arizona Means Test Numbers – Do You Still Qualify for Chapter 7 Bankruptcy?
Introduction Starting on November 15, 2013 there will be updated means test numbers here in Arizona for chapter 7 bankruptcy filers. What does this mean? Let me
They Can’t Garnish Your Wages – Yet! Understanding Unsecured Debts & Bankruptcy
Introduction Many people I meet with for bankruptcy consultations are terrified that their wages are going to be garnished because they have missed a payment or two