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Introduction If you have ever opened your own business you quickly learned that business credit for a small business simply does not exist.  Sure, banks

Introduction I meet with a lot of people who believe that bankruptcy is going to be their best option.  And truthfully, for most of the people

Introduction Chapter 13 bankruptcy has a lot of powerful tools and advantages over a chapter 7 bankruptcy.  It also has a few disadvantages – the main one

Introduction Bankruptcy is a powerful tool that can once and for all eliminate your debt problems. And while bankruptcy is a lot less painful than

Introduction Too often people fall behind on their bills and believe that they just have to take the abuse the debt collectors are dishing out.

Introduction 33%.  Lately I have been researching success rates of chapter 13 bankruptcy cases and while there is data all over the place from state-to-state and year-to-year,

Introduction When meeting with people to discuss a bankruptcy filing it is clear that for most that they are in what they view as a

Credit Unions – Good Cop/Bad Cop When times are good your credit union can seem like they are your best friend.  However, if times get

Introduction Starting on November 15, 2013 there will be updated means test numbers here in Arizona for chapter 7 bankruptcy filers.  What does this mean?  Let me