{"id":2997,"date":"2017-09-08T13:09:45","date_gmt":"2017-09-08T20:09:45","guid":{"rendered":"https:\/\/www.jacksonwhitelaw.com\/az-personal-injury\/?page_id=2997"},"modified":"2024-07-31T10:20:27","modified_gmt":"2024-07-31T17:20:27","slug":"someone-hit-my-car-whose-insurance-do-i-call","status":"publish","type":"post","link":"https:\/\/www.jacksonwhitelaw.com\/az-personal-injury\/blog\/someone-hit-my-car-whose-insurance-do-i-call\/","title":{"rendered":"Car Insurance: Who Do I Call If Someone Hit My Car?"},"content":{"rendered":"

Introduction<\/h2>\n

The first phone call you should make after any car accident should be the police. The officer will take statements from all parties involved, and any witnesses, and create an official report for the accident.<\/p>\n

This report will be helpful in proving fault and can be used if you need to file a car accident lawsuit<\/a> against\u00a0the other party for damages. If you fail to call the police and choose to handle it on your own, you run the risk of the opposing party changing their story to try and put you at fault. To protect yourself, you should immediately call the police after a car accident, no matter how small or major the accident.<\/p>\n

Don’t be Afraid to Call Your Insurance Company<\/h4>\n

Your next call will likely be to your family to let them know that you were involved in an accident, but your next call should be to your own insurance provider. Calling your insurance company is a crucial part of this process. Remember that your insurance company is in your corner and you want everyone on your side that you can.<\/p>\n

People worry that talking to their insurance provider about their accident will increase their rates. However, the accident already occurred and your insurance company will find out either way. Also, insurance companies have experience in dealing with liability and working with other insurance companies, this experience will help you through this situation. Your insurance agent will take your statement regarding the accident and will counsel you on what to do next.<\/p>\n

It is a myth that if you are not at fault in the accident<\/a> that you do not need to speak with your own insurance provider. Report any damage to your vehicle to your insurance provider and they will assist you in filing a claim against the other party to officially start the process.<\/p>\n

What Kind of Information Will My Insurance Company Want From Me?<\/h4>\n

Some insurance companies now have apps to report a crime and to document the damages. This is helpful because it will prompt you to take pictures from all angles, and to break down the situation when it is fresh in your mind. If your insurance company does not provide this option, no worries, simply take the photos on your own.<\/p>\n

Some common information your Insurance provider will ask you includes:<\/p>\n