Mesa Bankruptcy law attorney Benjamin Skinner has helped hundreds of individuals start fresh through bankruptcy.
After a person files bankruptcy, some creditors still attempt to collect the debt or sell the debt to a...
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Unsecured creditors (like credit cards and medical bills) have little legal ability to actually collect on their debts. Outside of going to court, they can only send you a bill or call you on the phone to ask for payment. The only way to increase their ability to collect is to file a lawsuit. The creditor’s purpose in filing a lawsuit is to get a judgment. Once the creditor obtains a judgment, it becomes what attorneys like to call a “judgment creditor.”
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