Archive for the ‘Credit Reporting’ Category

Once you file bankruptcy, creditors must stop negatively reporting to the credit agencies. While they can report that you filed bankruptcy and that the debt was discharged, they must stop reporting past due balances. Unfortunately, some creditors disregard this restriction and carelessly continue their negative reports to the agency. This is a violation not only of the bankruptcy discharge, but of the the Fair Credit Reporting Act as well.

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