Money Saving Tips to Remember

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Saving your money is not always the easiest thing to do.  There are several small ways to save money that can be disregarded.  Here are some money saving tips you might not have considered when it comes to saving some dough.

  • Don’t use the thermostat.  During the winter months, set your thermostat to 68 degrees Fahrenheit.  Once you are used to this temperature, turn it down more.  You could turn it down to 55 or 60 degrees when you are not at home to save even more.
  • Bargain Shop.  Avoid buying brand names.  These types of clothes usually aren’t any nicer than the lesser-known brands.  Try to avoid buying clothes during their “in season” times because they will be more expensive.  Also, don’t forget to look at the clearance racks, you can find some good deals if you dig deep enough.
  • Buy Non-Perishable Items in Bulk.  Items are usually cheaper when you buy them in large amounts.  However, don’t purchase items that will spoil, such as milk.  Focus on products, such as toilet paper, paper towels, cleaning supplies, shampoo, soap, and laundry detergent.  Set aside an area in your home to store your non-perishable goods.
  • Forget the Coffee Shop.  Starbucks coffee costs an average of about $2 to $4 for a 16 ounce cup.  If you brew your coffee at home, the cost ranges from about $0.75 to $1.50 per 16 ounce cup.  Even though making your own coffee requires a coffee maker, it will eventually pay for itself and you will be saving a good chunk of your money.
  • Ride a Bike.  Using a bike to get around will save you in many ways.  You won’t be dishing out money for gas, car insurance, car repairs, and the car itself.  You could even ditch the gym membership, since you will be getting plenty of exercise pedaling around town.

If you want to learn more about bankruptcy or would like to learn how to get out of debt, contact a Phoenix bankruptcy attorney. You can schedule a free consultation with a JacksonWhite bankruptcy by calling 480-648-8975. Mesa bankruptcy lawyer JacksonWhite can look at your current situation and give you advice on how to climb out of debt.

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