Last Friday, I wrote an article about discharging student loans. It’s important to remember that even if you have already filed bankruptcy and your case is closed, you can re-open the case and litigate the dischargeability of your student loans. Moreover, if you lose on the dischargeability claim, you would likely be able to bring up the action later down the road if your circumstances change to improve your case for undue hardship.
My Bankruptcy Closed But I Still Have Student Loans
Many bankruptcy attorneys either don’t want to or don’t know how to deal with student loans. If your bankruptcy case was closed without dealing with your student loans, you can still discuss your case with an experienced Arizona bankruptcy attorney to figure out which options you qualify for.
If payment for representation is an issue (which it usually is), I will file a bankruptcy for my clients to take care of their other debt and free up funds to come back, re-open the bankruptcy case if necessary, and file a dischargeabilty claim once my client has the funds to pay for such action.
How to Reopen a Bankruptcy Case
Remember, you can re-open the case and litigate the dischargeability of your student loans. Most bankruptcy attorneys are either unfamiliar with this process or just plain unwilling to help. My main goal as an Arizona Bankruptcy Attorney is to help everyone overcome their personal debt problems no matter how big or small they may be.
If you think you may be interested in re-opening your bankruptcy case, in filing a dischargeability claim, or have any questions regarding bankruptcy and student loans please come and see me. Call (480) 648-8975 to set up your FREE consultation and we can discuss your options for a brighter future.